Thank you for considering us for your loan needs. We offer you financial flexibility with a variety of loan types available.
Warning:
Please select the type of loan you are interested in.
Auto loan
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Home loan
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Home Purchase Information
To apply for a home purchase loan please visit the First Community Mortgage website at www.fcmloans4u.com or you may call First Community Mortgage at 800-759-7224 for more information.
Motorcycle loan
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RV / Boat / ATV Loan
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Consumer Loan Application Terms of Use
Please complete this application in its entirety and review the following terms of use:
- The bank does not lend outside of our geographic area.
- If you apply, we may automatically access your credit record. Some lenders deny credit due to excessive inquires and submitting this in error may reflect poorly if you apply elsewhere in the near future.
- We respect your right to information privacy. Check out our Privacy Policy.
- Warning, misrepresentations of your assets in a credit transaction could result in a violation of Federal Law. (Sec. 18 U.S.C. 1014)
- Important information about procedures for opening a new account or applying for a loan:
- To help the government fight the funding of terrorism and money-laundering activites, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or applies for a loan.
- What this means to you: when you open an account or apply for a loan, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
- All new customers applying for loans online will be offered First National Bank Texas products. Please be advised that different or more favorable deposit and lending products may be available at physical First Heroes National Bank branch locations or at www.fhnb.com
- If you have applied for a loan in the last thirty (30) days, please do not submit a new application.
You will be notified via email regarding the status of your application.
If you would like further information, please contact retail.lending@fcserv.com or call us at 254-554-6699 or 800-677-9801 for First National Bank Texas or 800-903-7490 for First Convenience Bank.
Fresh Start Notice:
By applying for this loan, your account will not be eligible for discretionary overdraft privilege consideration during the application process.
Fresh Start loans range from $200 to $1,000. If approved, the bank will offer you the amount for which you qualify.
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Fresh Start Notice:
By applying for this loan, your account will not be eligible for discretionary overdraft privilege consideration during the application process.
Fresh Start loans range from $200 to $1,000. If approved, the bank will offer you the amount for which you qualify.
To apply for these loan products, please sign in to Digital Banking or visit any of our branch locations for assistance.
Ok
Smart Cash Notice
Smart Cash loans range from $250 to $1,500. If approved, the bank will offer you the amount for which you qualify.
Ok
Smart Cash Notice
Smart Cash loans range from $250 to $1,500. If approved, the bank will offer you the amount for which you qualify.
To apply for these loan products, please sign in to Digital Banking or visit any of our branch locations for assistance.
Ok
Personal use loan information.
- Smart Cash loans range from $250 to $1,500. If approved, the bank will offer you the amount for which you qualify.
- Fresh Start loans range from $200 to $1,000. If approved, the bank will offer you the amount for which you qualify. By applying for this loan, your account will not be eligible for discretionary overdraft privilege consideration during the application process.
- CD Secured loans start at $500. You can borrow against your Certificate of Deposit to secure the loan.
- Savings Secured loans start at $500. You can borrow against your Savings account to secure the loan.
- Unsecured loans range from $1,501 to $5,000.
You can apply for these loan products by signing in to Digital Banking on our homepage or by visiting any of our branch locations for assistance.
Ok
Notice:
Please review the information entered for accuracy.
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CD Secure Notice
Applicant(s) is not eligible for a CD Secured Loan at this time due to:
Not having an eligible First National Bank Texas/First Convenience Bank CD account.
Ok
Note: Fields marked in are required.
Texas Home Equity Law requires the collateral to be your primary residence. The collateral is not eligible for a Home Equity Loan.
If your application is approved and originated, all funds will be deposited into the account(s) as disclosed on the Disbursement and Authorization located in your loan documents. This includes account(s) overdrawn in the past 33 days.
Note: Fields marked in are required.