Home Loan Application

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Loan Info

Applicant

Co-Applicant

Expenses

Review

Thank you for considering us for your loan needs. We offer you financial flexibility with a variety of loan types available.

Please select the type of loan you are applying for.

Personal Use

Personal Use

Auto

Auto

Home

Home

Motorcycle

Motorcycle

RV / Boat/ ATV

RV / Boat/ ATV

Personal use loan

Tell us more about what type of loan you are interested in?

Smart Cash Smart Cash

Smart Cash

Small Dollar loan from
$250 to $1,500
Fresh Start Fresh Start

Fresh Start

Loan to cover a negative account balance,
$200 to $1,000
CD Secured CD Secured

CD Secured

Personal loan using funds from my CD to secure the loan
Savings Secured Savings Secured

Savings Secured

Personal loan using funds from my Savings to secure the loan
Other Other

Other

Unsecured loans from
$1,501 to $5,000

Auto loan

Tell us more about what type of loan you are interested in?

New Auto New Auto

New Auto

Purchase a new vehicle
Used Auto Used Auto

Used Auto

Purchase a used vehicle
Auto Refinance Auto Refinance

Auto Refinance

Refinance an existing loan

Home loan

Tell us more about what type of loan you are interested in?

Home loan Home loan

Home loan

Help me with a mortgage loan
Home Equity Home Equity

Home Equity

Loan using the equity in my home

Motorcycle loan

Tell us more about what type of loan you are interested in?

New Motorcycle New Motorcycle

New Motorcycle

Purchase a new motorcycle
Used  Motorcycle Used  Motorcycle

Used Motorcycle

Purchase a used motorcycle

RV / Boat / ATV Loan

Tell us more about what type of loan you are interested in?

New Boat New Boat

New Boat

Purchase a new boat
Used Boat Used Boat

Used Boat

Purchase a used boat
New RV New RV

New RV

Purchase a New Recreational Vehicle
Used RV Used RV

Used RV

Purchase a used Recreational Vehicle
Other Other

Other

Loan using other collateral outside of a Boat or RV.
Joint Application
Applicant
Co-Applicant
General Loan Information
What is the purpose of this loan?
$
Enter the requested amount for the loan.
Promo Code
Collateral Address Information
Address being used as collateral
Is this property a manufactured/mobile home, apartment, condominium, or duplex?
Do you live in the property that will be securing this loan?

Texas Home Equity Law requires the collateral to be your primary residence. The collateral is not eligible for a Home Equity Loan.

Vehicle Information
Auto Payment Signup
Loan approval is not conditioned based on automatic payments. Entering your account information is not a guarantee of approval.
Is the account you would like to use to make your automatic loan payments an account at First National Bank Texas/First Convenience Bank?
Fill account details here

If your application is approved and originated, all funds will be deposited into the account(s) as disclosed on the Disbursement and Authorization located in your loan documents. This includes account(s) overdrawn in the past 33 days.

Account Selection
If your application is approved, all funds will be automatically deposited into your First National Bank Texas/First Convenience Bank account provided.
Need help finding your account number? Click Here
Enter last 6 digits of the Debit Mastercard
Applicant's Personal Information
Enter your social security number.
E.g. 11/27/2024
Government Monitoring Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so.

The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, select the applicable check box.

Ethnicity
For example: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.
Gender
Race
For example: Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.
For example: Fijian, Tongan, and so on.
Contact Information
Enter the phone number you currently have on file with the bank.
Enter the e-mail address you currently have on file with the bank.
Do you wish to receive funds faster by signing documents via email if your loan is approved?
Approved applicants choosing to sign in branch will experience a delay in receiving documents.
Physical Address (No P.O. Box)
Residential Status
$
Mailing Address
Employment Information
Enter a phone number where you can be reached at work.
Gross income is your total income before taxes. Additional sources of income such as Alimony, Child Support, and Government Assistance can be included should you want them to be considered.
$
(For frequency selected)
Other Income

*Additional Sources such as: Alimony, Child Support, Government Assistance, Secondary Job.

Other Annual Income – Please do not include co-applicant income.

You have selected $0.00 per Month and added an additional income of $0.00 per year. Together this equals a total monthly income of $0.00.

Please change your selection if needed, or check the box below to confirm your selection prior to clicking the Continue button.

Co-Applicant's Personal Information
Enter your social security number.
E.g. 11/27/2024
Government Monitoring Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so.

The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, select the applicable check box.

Ethnicity
For example: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.
Gender
Race
For example: Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.
For example: Fijian, Tongan, and so on.
Contact Information
Enter the phone number you currently have on file with the bank.
Enter the e-mail address you currently have on file with the bank.
Physical Address (No P.O. Box)
Residential Status
$
Mailing Address
Employment Status
Enter a phone number where you can be reached at work.
Gross income is your total income before taxes. Additional sources of income such as Alimony, Child Support, and Government Assistance can be included should you want them to be considered.
$
(For frequency selected)
Other Income

*Additional Sources such as: Alimony, Child Support, Government Assistance, Secondary Job.

Other Annual Income – Please do not include co-applicant income.

You have selected $0.00 per Month and added an additional income of $0.00 per year. Together this equals a total monthly income of $0.00.

Please change your selection if needed, or check the box below to confirm your selection prior to clicking the Continue button.

Outstanding Debts

Instructions: Please enter the payments you make each month. Do not include monthly living expenses such as phone, electricity, water, etc. Enter the total amount of combined payments for each category.

Example: Two monthly car payments for $250 and $500 = $750.00

Three monthly credit card payments for $25, $50, and $80 = $155.00

Two other monthly loan payments (furniture/personal loan) for $75 and $125 = $200.00

(Enter 750.00 in Total Monthly Vehicle Payment(s), 155.00 in Total Monthly Credit Card Payment(s), and 200.00 in Total Monthly Other Loan Payment(s))

$
$
$

BY SELECTING THE "SUBMIT" BUTTON BELOW I ATTEST TO THE FOLLOWING: I CERTIFY THAT EVERYTHING I HAVE STATED IN THIS APPLICATION AND ON ANY ATTACHMENTS IS CORRECT. YOU MAY KEEP THIS APPLICATION WHETHER OR NOT IT IS APPROVED. I AUTHORIZE YOU AND YOUR SUBSIDIARIES TO CHECK MY CREDIT AND EMPLOYMENT HISTORY AND TO ANSWER QUESTIONS OTHERS MAY ASK ABOUT MY CREDIT RECORD WITH YOU. I UNDERSTAND THAT I MUST UPDATE CREDIT INFORMATION AT YOUR REQUEST OR IF MY FINANCIAL CONDITION CHANGES. PROOF OF INCOME MAY BE REQUIRED FOR LOAN TO BE COMPLETED. THIS APPLICATION DOES NOT CONSTITUTE A COMMITMENT TO LEND.

The bank may offer you a credit insurance product. INSURANCE PRODUCTS SOLD THROUGH OR IN THE BANK ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION AND ARE NOT ISSUED, GUARANTEED, OR UNDERWRITTEN BY THE BANK OR THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER FEDERAL GOVERNMENT AGENCY.

You are not required or obligated to purchase insurance from the bank or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining your loan, and your decision as to insurance agents will not affect your credit terms in any way. The bank may not condition an extension of credit on your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.